Fair Debt Collection Practices Act (FDCPA)

At Truck Driver Nation, we are committed to ensuring that our services are fair, transparent, and in full compliance with the law. If accounts are not honored or payments are not made in accordance with agreed-upon terms, we reserve the right to take appropriate action to collect outstanding balances, as permitted under the Fair Debt Collection Practices Act (FDCPA).

1. Contacting Debtors in Accordance with the FDCPA:
   We will initiate communication with the debtor to remind them of their outstanding balance and work towards resolving the issue. All communications will comply with the FDCPA, ensuring that no harassment, threats, or abusive practices are used.
    
2. Interest, Fees, and Collection Charges (If Applicable):
   If the original agreement specifies, we reserve the right to charge late fees, interest, or any other applicable charges for overdue accounts. These fees will be clearly outlined and fully compliant with the agreement and FDCPA regulations.
    
3. Reporting to Credit Bureaus:
   If payment is not made, we may report the outstanding debt to credit bureaus, which could impact the debtor’s credit score. This will only be done in compliance with the law and the debtor's contractual obligations.
    
4. Engaging a Collection Agency (If Necessary):
   If payment continues to be ignored, we may choose to refer the debt to a third-party collection agency. These agencies are regulated by the FDCPA and will follow all legal protocols to collect the debt while ensuring the debtor’s rights are respected.
    
5. Legal Action (If Necessary):
   If all other efforts fail, we reserve the right to pursue legal action to recover the outstanding balance. This may include filing a lawsuit or taking the matter to small claims court, depending on the amount due and the circumstances.
    

Truck Driver Nation will always adhere to the regulations set forth by the FDCPA, ensuring that all actions taken are lawful, respectful, and transparent. Our goal is to resolve outstanding debts in a fair and professional manner, helping both parties move forward while preserving business relationships.

If you have any questions or concerns about your account or the collection process, please don’t hesitate to reach out to us. We are here to assist and find the best possible resolution.